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The Bodor Law Firm

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General Topics
Bankruptcy is Alive and Well. DON'T BELIEVE THE HYPE!
Chapter 7, specifically
Chapter 13, specifically
What is bankruptcy
Are there alternatives
Am I eligible
Can I keep property
How to decide
Does my spouse have to file
How long does it take
What will it cost
What will bankruptcy stop
Should I tell my creditors
What about my home
Should I load up on debt
Can I include utilities
Include all debts & property
What happens at the hearing
I have a business
Secured creditors
Are bankruptcies reported
Are employers notified
Can I cancel my bankruptcy
Types of bankruptcies
Do I attend a hearing
What should I do
What will it cost?

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Are there other types of bankruptcies?


A. There are two: Chapter 9 bankruptcies are for cities, and Chapter 11 bankruptcies are heavy-duty business reorganization bankruptcies for larger businesses. 

Recent studies have shown that one out of every four Americans has outstanding debts of more than $2,000.00, not including home mortgages. Nearly twenty three (23) cents out of every dollar in America goes out to pay a debt of some kind. Each year we pay six cents out of every dollar in finance charges alone. Many of us pay six cents out of every dollar in finance charges alone. Many of us pay a major part of our disposable income just to pay off debts, with very little left over for other things. 

Not surprisingly many people find themselves with debt problems. We can help in two ways. First, we can apply legal solutions to your debt problems under a  law entitled Chapter 13.  This law is called  An Adjustment of Debts for Individuals with Regular Income. Secondly, we can provide you with useful credit management concepts which should help you avoid future debt problems.