happens at the bankruptcy hearing?
You appear at a hearing room along with other
persons who have filed bankruptcy. You are sworn in, and you
answer any questions that the Bankruptcy Trustee may have.
We will provide you with a list of questions usually asked by
the trustee. Once the Trustee is finished, any of your
creditors may ask you questions. However, creditors rarely
appear at this hearing, and they are limited in the questions
they may ask. Priority creditors and unsecured
creditors are not likely to attend. Secured
creditors generally attend only to finalize reaffirmation
agreements or to arrange for the pick up of surrendered
collateral. These hearings are not generally
anything like what you see on TV (LA Law or Perry Mason).
the whole hearing takes only a few minutes, although there is
usually a wait for your case to be called.