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General Topics
Bankruptcy is Alive and Well. DON'T BELIEVE THE HYPE!
Chapter 7, specifically
Chapter 13, specifically
What is bankruptcy
Are there alternatives
Am I eligible
Can I keep property
How to decide
Does my spouse have to file
How long does it take
What will it cost
What will bankruptcy stop
Should I tell my creditors
What about my home
Should I load up on debt
Can I include utilities
Include all debts & property
What happens at the hearing
I have a business
Secured creditors
Are bankruptcies reported
Are employers notified
Can I cancel my bankruptcy
Types of bankruptcies
Do I attend a hearing
What should I do
What will it cost?


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Blind Justice / no favoritism


Will bankruptcy stop my creditors from calling me, sending me letters, harassing me, garnisheeing my wages, and taking me to court?

A. The automatic stay provisions of the Bankruptcy Code require an immediate stop to any and all collection efforts by your creditors once your bankruptcy has been filed, although it sometimes takes a while for creditors to get the message. Since your dischargeable debts are actually discharged as of the date your bankruptcy is filed, a few more letters or bills to you on debts you no longer owe generally does little harm. Eventually, all the letters, bills and calls will stop.