Thinking about bankruptcy?
A. Bankruptcy is a
right guaranteed by Federal law. That right is a legal, as
well as an ethical, way to get out from under crushing debt
and get a fresh start in life. For many people, bankruptcy is
a sensible and practical alternative to overwhelming debt
load, creditor harassment, garnishments, foreclosures, and the
prospect of future law suits because of the inability to
pay your debts. Bankruptcy has disadvantages: you must pay the
necessary filing fee and attorney fees, you must appear for a
trustee’s hearing, and your future credit may be adversely
This brochure is designed to help you learn about
bankruptcy through a series of questions and brief answers.
Please read this brochure so you understand the basics of
bankruptcy. Then, if you desire to proceed with a bankruptcy,
call 330-393-4060(in Warren), 216-524-5545 (in Cleveland),
330-629-2082 (in Youngstown) for an appointment.
When you come for your appointment with Attorney Bodor, you
will be asked to fill out a short questionnaire. Attorney
Bodor will then meet with you to discuss your financial
situation, explain about bankruptcy, and answer your
questions. You need to bring with you a list of all your debts
with approximate amounts owed on each of them. If
you pledged property as collateral or security for an
obligation, please bring a list of the items you pledged. Your
first meeting with Attorney Bodor is free, and you are under
no obligation to proceed with a bankruptcy at that time. There
is no charge for this consultation unless you decide to
proceed with filing a bankruptcy.