all debts be discharged?
1. Debts not discharged at all: The following
debts are not discharged in any type of bankruptcy, and you
will continue to owe these debts even after your bankruptcy:
debts not listed on your bankruptcy; debts for which you have
no mailing address or only an incorrect address; fines; most
debts for taxes; most debts for student loans; some debts
resulting from drunken driving; child support debts; and debts
which may cause problems: Debts involving fraud, larceny,
misrepresentations, embezzlement, or a willful injury to
creditors or their property are almost always discharged in a
Chapter 13 bankruptcy, and are usually discharged In a Chapter
7 bankruptcy as well. However, a creditor may object to the
discharge of these debts in a Chapter 7 bankruptcy. Although
such an objection by a creditor is very rare, it requires a
lengthy and expensive hearing in Bankruptcy Court in
Youngstown, Cleveland or Akron.
sometimes have debts like these which may occasionally cause
problems: 1) large frequent charges made on credit cards
prior to filing bankruptcy; 2) credit cards or loans where you
made incomplete or incorrect statements o n the application
for the account; or 3) secured debts like Sears where
you recently purchased furniture or appliances and then later
sold those items of collateral.