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Chapter 13 Topics
Back to General guide
The Chapter 7 Program explained
What happens in a Chapter 7 bankruptcy?
Which debts will be discharged?
Will all debts be discharged?
If I receive property after filing?
What will it cost?

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Which debts will be discharged?

A. Almost all of your debts will be discharged by your bankruptcy.  This means that the creditors no longer call you, write you, sue you or otherwise attempt to collect those debts from you in the future. Medical bills, credit card debts, bank loans, phone bills and many other types of debts are generally discharged in all bankruptcies.   Although your Discharge Order is not received from the Bankruptcy Court for quite some time after your bankruptcy is filed, in fact your dischargeable debts are discharged and you are protected from the moment your bankruptcy is first filed in the Bankruptcy Court.